Adulting, but easier.

Your budget shouldn’t ruin your plans.

Less about budgets.
More about you.

Your money. No mysteries.

SSPEN Home screen displayed on a phone

Make your money make sense.

SSPEN income screen showing income received and savings allocations

Big plans need a little stash.

SSPEN funds summary showing saved and available money

Wait, I'm paying for that?

SSPEN subscriptions list with upcoming recurring payments

Plans change. Budgets can too.

SSPEN Costa Rica savings goal showing progress toward a target
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The word on SSPEN

“I used to do MENTAL MATH every time I wanted to buy something. Now I can actually see what I have LEFT TO SPEND. So much easier.”
“I can still get my matcha and go out with my friends without feeling guilty about it. It's nice to enjoy my plans WITHOUT THE STRESS.”
“Some months I spend more on going out, other months it's shopping or travel. Finally, a budget that ADAPTS TO MY LIFE, not the other way around.”
“Turns out I was paying for subscriptions I completely forgot about. Having them ALL IN ONE PLACE makes everything so much easier.”
“I've been saying I want to save for a trip forever. Now I can actually SEE MY PROGRESS, and every little contribution feels like I'm getting closer.”
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The basics

Questions? Sorted.

What is SSPEN?

SSPEN is a budgeting app made for Gen Z who want to manage their money without giving up the things they love. Track spending, plan your budget, save for goals, and manage subscriptions, all in one place.

How does SSPEN help me budget?

SSPEN helps you organize your money around what matters to you. See what’s left to spend, plan your budget for essentials, and make room for the things you actually enjoy.

Can I track my spending with SSPEN?

Yes. SSPEN helps you keep track of your expenses so you can understand where your money goes and how much you have available to spend.

Can I save for specific goals?

Whether it’s a trip, concert, or something bigger, SSPEN helps you set money aside for your plans while keeping your everyday budget in mind.

Can SSPEN help me manage subscriptions?

Yes. SSPEN helps you keep track of recurring subscriptions so you know what’s coming out of your budget.